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You get more with HCF

We're not-for-profit and return more in benefits to members

Travel Insurance

10% discount for HCF members.

Fit & Well for young people

It's cover you'll actually
use from over
$2 a day!

Petcover

More value for
HCF members.
10% discount
on pet insurance.

Life Insurance

Simple, easy to buy
financial protection
with HCF's own
life insurance
company.

Why do I need health insurance?

Find out what your chances of going to hospital are.

Compare HCF to other funds

Why we're different from other funds.

Keep your heart healthy

Join the HCF Healthy Heart program.

Are you a Type 2 diabetic?

Join our new healthy weight for life pilot program.

Member benefits